Commercial Plant & Equipment Finance

Is your business in need of tools and equipment in order to function and grow? At Total Funding we understand businesses often need a financial boost in order to meet project deadlines and expand in a competitive market.

We offer a suite of financial services designed to help businesses acquire essential equipment for their day to day operation. We can tailor packages to finance heavy equipment and machinery, such as;

• Trade tools
• Bobcats
• Excavators
• Heavy machinery
• Forklifts
• Farming equipment
• Caravan offices

Equipment finance is also available for office equipment such as photocopiers, computers, IT software etc, and transportation such as company cars and trucks.

Chattel Mortgage

A chattel mortgage for business equipment is a loan with a charge over the goods purchased. We can tailor a loan to suit single equipment purchases, as well as packages necessary for large jobs or expansions.

Invoice Financing

For businesses that are asset or cash poor and looking to expand, in some instances we can provide invoice financing on unpaid invoices you’ve issued to clients. This enables a business to purchase the equipment necessary for the project the invoice is for.

Equipment Leasing

We can draw up a rental agreement whereby you lease the necessary equipment for an agreed term and amount. The equipment is owned by the financier for the term of the lease, at the end of which the business has the option to purchase the equipment or extend the lease. This is beneficial in cases where you are unsure if the business will need the equipment beyond the project at hand.

Hire Purchase

If the business will need to retain the equipment, a hire purchase agreement can be drawn up. A hire purchase will be similar to a lease agreement, thought the payments will be calculated so that the equipment ownership transfers to the business at the end of the agreement.

If you need an equipment finance solution for your business, talk to the team at Total Funding today. We can tailor a solution to suit your specific situation to help your business grow.

Call us on 07 5528 1940 or fill in the contact form to the right.